Holiday Insurance – A Very Valuable Expense Indeed

Can’t make it to the hotel and the car rental company charges a penalty on you credit card for missing your reservation.

Don ‘ t want this to happen to you? Then it’s easy – treat holiday insurance as a priority, not a saving to be made. You may have to postpone your holiday, but you can get your money back. For the size of the investment most of us put into our holiday plans, and having insurance just in case of an unanticipated change of plans simply makes sense.

What Type of Insurance Is Available?

You can purchase holiday insurance for many different situation. There are policies for single trips, or annual coverage, skiing and backpacking holiday insurance or policies for those more than 74 years of age. Many policies will provide you with 24-hour emergency assistance.

The coverage provided by these policies differs sometimes, but for the most part they cover your holiday in case of cancellation by you in case of emergency, or if your airline cancels on you. Some cover your expenses in the case of a natural disaster that spoils your trip, or terrorist situations.

There are companies who will cover your lost holiday for any reason at all, though this will cost more, of course. Others have specific situations that they will cover, whilst others are not.

Before you purchase holiday insurance to make sure that you know exactly what you want and then what is covered. Don ‘ t just take anyone’s word for it, read the paperwork and make sure you are getting all you were promised before making a payment.

The Same-Then Again Not!

Holiday insurance policies are all similar and the difference’s really matter. Inquire about trip cancellation, trip trap coverage; find out if they include baggage insurance in case you luggage is lost.

It is possible to purchase just portions of coverage, but it may be worth your while to inquire about comprehensive coverage.

For your own benefit, ensure that your holiday insurance is purchased from the time you exchange money for any part of your holiday. So, though it sounds like a no-brainer, ask them if your particular airline gold tour group is covered.

Sometimes holiday insurance carriers won’t cover particular organizations for a variety of reasons, so when you stop into visit the insurer or talk to them by phone, make sure you list all organizations you will be booking with for the holiday.

Trip trap, meaning you started your trip but for some reason could not finish it will leave the holiday insurance provider responsible for the unused portion of your trip.

Flight insurance is also available with your holiday insurance plan but is probably not necessary. This coverage is a life insurance policy in the case of an airline crash, based on the likelihood of this, a pretty highly unlikely event!

Different Needs For Different Destinations

If you are travelling outside of Europe, you should also ask if you have medical coverage. If travelling to the United States, make sure you have the most adequate medical coverage, because medical care is outrageously expensive there and folks who missed covering themselves have been known to have had to sell their home to pay for the costs incurred.

You have been warned on this one!!!

For about 5% of the total cost of your holiday you can prepare for pretty much any contingency that may come up and spoil things.

For all the work we put in to earn our holidays, insurance is a nice back-up-plan-to-have, and a necessary evil in anyone’s holiday expenses.

(c) 2007 Best Holiday Insurance Guide. Need more information about holiday insurance or maybe where to find the best deal for your travel needs? Look no further, there’s all you need at Martin Haworth’s website,

At different dates of the year, Thanksgiving is celebrated across the globe. Specifically, the fourth Thursday of November what is instituted by Abraham Lincoln in the year 1863 as the Thanksgiving holiday of United States. It is a national commemoration of a bountiful harvest and the survival of the pilgrims. There are different ways on how this day is celebrated but it would be best that you do it with your loved ones most especially your family and friends. You have to understand the true meaning of this event.

Thanksgiving Day is the time of the year where you will feast for how blessed you are not only when it comes to material possessions, and achievements in school or at work but on other aspects, like building strong relations with friends and family. It is a day to be grateful of even the little things that you were able to receive. This holiday is best celebrated when with the family. There are a lot of activities that you can do together and here are a few ideas on expressing how blessed you feel.

You must remember to plan your dinner together with the family. You can prepare it with your kids and calls for some guests to share it with you. Do not forget to prepare the main course of turkey, which is what is followed traditionally. Serve mashed potatoes and other appetizers which your family loves to prepare and eat. While savoring your scrumptious meal, you can enjoy sharing each other’s experiences and achievements. This is the best time to talk and bond with your family and some guests that you have invited.

Join the activities that are held in your own community. Some places hold charts and trade fairs. You can watch the parade with your kids and enjoy the different float presentations while the band plays year enjoyable song. Go to your local trade fair and you might try purchasing great products or every visit booth is available. When going in a large crowd like charts and trade fairs with your family, bring along your cell phone stun gun for added security. You can never predict what can happen when celebrating with different kinds of people.

Lastly, you can just sit around your television while tuning in to the popular Macy’s Day Parade live telecast gold watch a football game. This parade is what most people love to watch because of the different theme that they present each year. Aside from that, you can entertain so by playing cards, charades, gold Bingo which have easy to learn mechanics the best for the whole family, even for the young ones. These are fun ideas that you can do even at your own home during this special holiday.

The celebration does not end here because “the day after” is the biggest shopping event nationwide. It is the start of the great sale of different products. You get the chance to avail great deals on discount stun guns, wardrobe, and a lot more. Thanksgiving Day is indeed a time for joy and you must feel grateful that you get to spend it with your family.

Joseph Pressley is a certified TASER instructor and a Tae Kwon Do black belt and a father of two. He is the co-founder of which provides a good variety of stun gun & TASER for personal protection. To learn more on how these products can save your life, please visit

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